Simple steps to cut what you spend that could clear your debts or seriously boost your savings 1. Make a shopping list Making a shopping list will help stop you getting drawn in with the power of supermarkets. They spend millions on tricks to make you herb-x.com purchase stuff that you really dont want or need, take it home keep it in the cupboard and then end up throwing it away a few weeks later. You may as well throw your cash in the bin. On average we throw out nearly 500 worth of food eve.